Announcement on the increase of share capital by capitalization of part of the share premium reserve and concurrent reduction of share capital by return of cash to shareholders   The société anonyme with the corporate name "PIRAEUS FINANCIAL HOLDINGS S.A." (hereinafter referred to as "Company"), informs the investment community that the Annual General Meeting of shareholders of April 14th, 2025, decided: (a) the increase of the share capital of the Company by €373,055,711, through capitalization of an equal amount of the existing share premium reserve through increase of the nominal value of each share of the Company from €0.93 to €1.23; and (b) the equivalent reduction of the share capital of the Company by €373,055,711, through reduction of the nominal value of each share of the Company from €1.23 to €0.93, and the distribution of the full amount of the reduction to the shareholders of the Company as a cash payment. Following the above increase and decrease of the share capital by an equal amount, the share capital of the Company amounted to €1,162,841,517.39, divided into 1,250,367,223 common, registered voting shares, with a nominal value of €0.93 each. On April 29, 2025, the decision of the Ministry of Development under protocol number 3607649AP/29.04.2025 was registered with the General Commercial Register (G.E.MI.) with Registration Code 5362666, by virtue of which the amendment of articles 5 (Share Capital) and 25 (Historical Evolution of Share Capital) of the Company's Articles of Association was approved. The Athens Stock Exchange was informed on 30.05.2025 of the increase and decrease of the share capital of the Company by an equal amount effected through a corresponding increase and decrease of the nominal value of all shares of the Company and the return of capital by cash payment to the shareholders amounting to €0.298356918 per share. It is noted that the amount of capital return to be paid per share is increased by the amount corresponding to the treasury shares held by the Company (i.e., 1,313,086 treasury shares which are not entitled to the capital return), resulting in a final amount of €0.29867057 per share. Following the above, from Tuesday, 03.06.2025 (Ex-date of the share capital return), the shares of the Company will be traded on the Athens Stock Exchange with a final nominal value of €0.93 per share and without the right to participate in the capital return in cash to shareholders amounting to €0.29867057 per share. From the same date, the starting price of the Company's shares on the Athens Stock Exchange will be adjusted in accordance with the ATHEX Regulation in conjunction with decision no. 26 of the Board of Directors of ATHEX, as applicable. Beneficiaries of capital return are shareholders registered with the DSS records on Wednesday, 04.06.2025 (record date - date of determination of beneficiaries). Tuesday, 10.06.2025, is set as the starting date for the payment of the capital return (€0.29867057per share). The payment of capital return to the beneficiaries will be processed through the paying bank “PIRAEUS BANK S.A.”, as follows: Through the Participants of the beneficiaries in the Dematerialized Security System (D.S.S.) (Banks, custodians and investment firms), according to the ATHEXCSD Rulebook and ATHEXCSD’s relevant resolutions. Especially in cases of capital return payment to heirs of deceased beneficiaries, whose securities are kept in the Special Account of their Share in the DSS under the management of ATHEXCSD, the process will be carried out after the completion of the legitimation of their heirs, through "PIRAEUS BANK S.A." branch network for five (5) years from the end of this year (namely, until December 31st, 2030). For further information, shareholders are requested to directly contact the Company's Shareholders’ Registry Department (contact numbers +30 210 3288737, +30 210 3335039 & +30 210 3739301). Athens, 30 May 2025

Piraeus Bank successfully priced a €500mn Green Senior Preferred Bond with demand exceeding €3.7bn Piraeus Financial Holdings S.A. announces that its subsidiary, Piraeus Bank S.A. (“Piraeus” or the “Bank”), has successfully completed the pricing of a new €500 million Green Senior Preferred Bond (hereinafter also called the “Bond”) at a yield of 3.140%, attracting the interest of a large number of institutional investors. The Bond has a maturity of 3.5 years and an embedded issuer call option after 2.5 years. Settlement will take place on 3 June 2025 and the notes will be listed on the Luxembourg Stock Exchange’s Euro MTF market. The Bond is expected to be assigned an investment grade rating of “Baa2” from Moody’s Ratings. The net proceeds of the issuance will be directed in financing and/or refinancing in whole or in part, eligible green assets, as described in Piraeus’ Green Bond Framework, providing positive environmental impact. This is the 3rd issuance of a Green Bond for Piraeus and the 2nd one out of its revamped Green Bond Framework dated May 2024. Piraeus is the only Greek Bank to have executed 3 issuances in the green area to date amounting to €1.65bn, proving its strong commitment in sustainability. Circa €0.8bn of the net proceeds of the two Piraeus outstanding Green Bonds have already been allocated to eligible green assets. Proforma for the new issuance, the Bank’s MREL ratio stands at c.29.6%1 , further enhancing our buffers to more than 200bps, compared to the Jun.25 fully phased MREL requirement of 27.45%. The transaction attracted significant interest from more than 200 institutional investors, with 64% placed among asset managers, 27% to banks and private banks, 5% to hedge funds and 4% to other investors. More than 80% was allocated to international institutional investors, with demand mainly from the UK & Ireland (29%), France (18%) and the DACH2 region (14%). Approximately 75% of the new issuance was allocated to ESG focused accounts. The total order book of the transaction exceeded €3.7 billion, being more than 7.4x oversubscribed compared to the issuance target of €500 million. The success of the transaction is a clear testament of investor confidence in Piraeus Bank. This is reflected in the tightest credit spread marked by any Senior Preferred Bond in the Greek space for a similar transaction in recent years, at 115bps, which is below the initial guidance of 145bps. The final coupon has been set at 3.00%, with a re-offer price of 99.68%. BNP Paribas, Goldman Sachs Europe SE (B&D), HSBC, J.P. Morgan, Société Générale, and UBS Investment Bank acted as joint bookrunners of the issue. Allen & Overy and Bernitsas Law Firm acted as legal advisors to Piraeus. 1Mar.25 MREL ratio, proforma for the new €500 million Green Senior Preferred Bond and the RWA relief from the held-for-sale NPE and real estate asset transactions 2DACH region refers to Germany, Austria and Switzerland Athens, 28 May 2025

Sale of Kea Leitourgia kai Diacheirisi Diktyon ATM Piraeus Financial Holdings S.A. announces that its subsidiary, Piraeus Bank S.A. (“Piraeus”), following the completion of the spin-off of its non-core ATM business with the establishment of Kea Leitourgia kai Diacheirisi Diktyon ATM S.M.S.A. (“KEA”), has successfully concluded the sale of 80.10% in KEA to Printec Cash Network S.A., a member of Printec Group. The total net assets of KEA as of March-25 stand at €11m. Piraeus will retain the ATM fleet located within its branch network premises, as well as a large number of owned off-site ATM (circa 360), sufficient to ensure that its nationwide customer base will continue to receive uninterrupted service. UBS Europe, EY and Moratis Passas acted as financial, technical and legal advisors, respectively, to Piraeus in connection with the transaction. Athens, 22 May 2025