piraeus bank group

H1.2020 Financial Performance at a Glance

#1 Bank in Greece in terms of market share in loans, deposits, footprint
5.5mn Customers in Greece, 2.6mn e-banking users
16.1% Total capital ratio (pro-forma)
14.1% CET-1 ratio (pro-forma)
€500mn Tier 2 issuance in Feb.2020
169% Liquidity coverage ratio
83% Loan-to-deposit ratio
€727mn Net interest income +1% yoy
€151mn Net fee income, +3% yoy
€428mn Operating expenses, -10% yoy
€493mn Group PPI recurring, +18% yoy
€126mn Recurring pre-tax profit, excluding COVID-19 impact
€2.6bn New loan disbursements
-€2.8bn NPE reduction yoy